Creative Smarts Inc. (“CSI”) is committed to protecting your privacy. We’ve developed this Privacy Policy in order for you to understand how we collect, use, communicate, disclose, and make use of personal information that you provide to us on the CSI website (the “Site”). By registering on or using the Site and voluntarily providing personal information in connection with your registration or use, you are consenting to our use of the information you provide as described in this Privacy Policy.

The Information We Collect
Registration is required in order to a use a variety of applications and features on the Site (collectively, the “CSI Services”). As part of the registration process, you will be asked to create login credentials by providing your email address, user name, and a password. If a payment is necessary, you will be asked to provide credit card or billing information.

We may collect certain non-personally identifiable information when you visit the Site, such as the type of browser and operating system you are using, the IP address you are using to connect to the Site, and the name of your Internet service provider. This type of information helps us ensure consistent delivery of the Site and improve our services.

If you purchase a subscription on the Site, we may collect and store billing and credit card information. This information will only be shared as needed with third parties who facilitate your purchase, such as by fulfilling orders and processing credit card payments.

Like most websites, we may use “cookies” to store information during your use of our Site. Cookies are small pieces of code that are stored in a designated file on your computer. They do not provide us with any personally identifiable information and cannot be used to run programs or deliver viruses to your computer.

We use cookies as a convenient feature to save you time, and to help us both understand how our Site is used and improve the Site. For example, we may use cookies to personalize your experience at our web pages or recall your specific information on subsequent visits (for example, to recognize you by name when you return to the Site). If you would prefer not to receive any cookies, most browsers can be set to refuse cookies or to alert you when one is being sent. It is possible, however, that some portions of this Site may not function properly if the cookies are disabled.

Updating or Removing Your Personal Information
You may update or remove from our database any information you provide us at any time by accessing your account settings. However, removing some types of information, such as your email address, may require cancelling your subscription. Please contact us if you would like to take this step.

How We Use Your Personal Information
We will use the personal information you provide in connection with your use of the Site. We may also use it, and information about your usage and demographics (in a way that is not personally identifiable) to improve our service and add new features. If we need to contact you, we may do so using your email address.

If when you register you indicate that you want to receive such information, we will allow certain third party vendors to provide you with information about products and services. Advertisers on the Site may collect and share personal information about you only if you indicate your acceptance.

CSI may contact you via e-mail regarding your participation in user surveys, asking for feedback on the CSI Services or prospective products and services. This information will be used to improve the CSI Services and better understand our users, and any information we obtain in such surveys will not be shared with third parties, except in aggregate form.

Please be aware that personal information—such as your name or email address—that you voluntarily disclose on services such as blogs, bulletin or message boards, or in chat areas that are accessible to other users could be collected and disclosed by others. CSI cannot take any responsibility for such collection or disclosure.

How We Share Your Personal Information
CSI will not sell to or share with any other party the information you provide to us except (a) if it is for the purpose(s) you provided it; (b) with your consent; (c) as may be required by law or as we think necessary to protect our company or others from injury; or (d) with vendors who provide services to us, such as hosting, operation, and maintenance services, tech support, database managers, and credit card processors.

Links to Other Sites
This Privacy Policy applies only to our Site. Our Site may provide links to—or embed media from—other websites that are not under our control. These other sites do not follow our privacy policies and procedures, and may place their own cookies on your computer. You should review the privacy policies on those sites to understand how they will protect any personal information you provide.

Security of the Information You Provide
We believe we have taken reasonable steps to protect the information you provide us from loss or theft, unauthorized access, disclosure, copying, use, or modification.

International Users
If you are visiting our Site from a location outside of the United States, your connection will be through and to servers located in the United States and all information you provide will be processed and securely maintained in our web servers and internal systems located within the United States. By using this Site, you authorize the export of personal information to the USA and its storage and use as specified above when you provide such information to us. This policy and our legal obligations are subject to the laws of the Commonwealth of Massachusetts and the USA, regardless of the location of any user. Any claims or complaints must be filed in the USA in the Commonwealth of Massachusetts.

Changes to this Policy
This Privacy Policy is effective as of November 22, 2011. Since our policy may change periodically, without notice, please check back here from time to time to review our current Privacy Policy. Your use of the Site after the posting of any changes to this Privacy Policy means you accept such changes.

How to Contact Us
If you have any questions or concerns about this Privacy Policy, you may email us at